Wear red, save money, support a cause

There are many ways to save money indeed. If you want to start some credit repair, you have to be sensible. The best way to go about credit repair is to pay down debt and save money. There are two costs – fixed, and variable. Variable expenses are the easiest costs to save on. For instance – only use heat in your home when you are there. Buy generic, not name brands, and don't buy prepared food – buy ingredients and cook at home. (You eat cheaper, healthier, and cooking can impress your love interest or at least get you points with the spouse – triple threat!) Also, if beginning a credit repair regimen, using small personal loans instead of credit cards isn't a bad move either.