If you can stand the thought of shopping for next year's holidays, now is the time to score deep discounts on Christmas and Hanukkah items.
Between now and mid-January, prices on everything from artificial Christmas trees to Hanukkah gelt will be marked down drastically. Right now, most items are 50 percent to 60 percent off. But as the days go by, the discounts will get deeper -- as high as 90 percent, in some cases.
I know some shoppers who haunt the aisles of Target and the drug stores just waiting for those 90 percent off signs to go up.
Here are a couple of hints to get the most bang for your clearance buck:


Are you still searching for that perfect Valentine's gift? Do you have something you've bought and want to give it a bit of a personal touch? Or are you searching for ideas using items already in your possession? Here are a few creative ideas for those wanting to recycle, reuse or repurpose items already found in their home.
Have you ever thought of the amount of waste created during gift-giving holidays from leftover wrapping paper? Cut down on the added paper waste by using reusable wrapping paper and gift bags.
