If you resolved to be more budget concious in 2011, you may be interested in a series of posts that N&O retail reporter Sue Stock wrote about financial planning.
Go HERE to read the first post and click on "financial planning" to read all of them.
Also Sue shared her Super Tracker Excel spreadsheet for calculating her savings in 2011. If you want an easier spreadsheet, you can go to her earlier post about tracking savings.
I think I might try to do this. I've wondered how much I'm saving these days via coupons and shopping sales. Hopefully, if I keep my resolution, I'll be able to report back.